Supplementary insurance policies ÖKK LIVE

Put together a combination as you wish

Supplementary insurance is based on the Insurance Contract Act (VVG) and is voluntary. It covers important benefits that are not covered, or are insufficiently covered by basic insurance. Since this spring, ÖKK has been offering new, flexible products in the area of supplementary insurance. This means that you no longer have to choose from ready-made packages. Instead, you yourself can determine the contents of your supplementary insurance by combining different insurance policies from the various modules – completely in line with your needs.

ÖKK START

Your indispensable foundation

ÖKK START is the first building block. It is the key required to open up the modular world of supplementary insurance at ÖKK. 

Simona Fuoco

The foundation for your supplementary insurance cover: The starting module for a flexible combination.

ÖKK HOSPITAL

Your choice in hospital

Supplementary hospital insurance comes into play if you are treated in hospital and are required to spend at least one night there. Choose the hospital insurance that best covers your needs.

Dominik Weber

Is it important whether there’s lots of hustle and bustle or rather peace and quiet in your hospital room? Most definitely when it comes to recovering quickly. 

ÖKK HOSPITAL FLEX MINI

On admission to hospital, you can choose between the general and semi-private ward.

ÖKK HOSPITAL FLEX

On admission to hospital, you can choose between the general, semi-private and private ward.

ÖKK HOSPITAL GLOBAL

You stay in a single room and have a free choice of doctor – anywhere in the world.

ÖKK NATURE

Access to alternative medicine

Are alternative (complementary) therapy methods and natural remedies important to you? Do you wear glasses or contact lenses? Then you can benefit from ÖKK NATURE with its generous cost contributions.

Martijn Van Kleef

Would you like an alternative to conventional medicine? More and more customers most certainly would.

ÖKK NATURE MINI

You receive contributions towards alternative medicine. 

ÖKK NATURE MIDI

You receive contributions towards alternative medicine as well as glasses and contact lenses.

ÖKK NATURE PLUS

You receive contributions towards alternative medicine, glasses, laser eye operations and medical treatment abroad.

ÖKK PREVENTION

Your health protection

Look after your health better in line with your requirements. Check-ups, nutritional advice and gym subscriptions are only a few examples of the preventive measures for which you can receive generous contributions.

Gion Pertio

Anyone who looks after their health not only benefits from feeling good: They also benefit financially.

ÖKK SMILE

Protection for your teeth

Healthy teeth are important, as are regular visits to the dentist. ÖKK SMILE ensures that the necessary treatment does not exceed your budget and that costs remain predictable.

Bettina Maag

So that you can stay smiling: Having excellent dental insurance is the best way.

ÖKK PARENTS

Maternity protection

With ÖKK PARENTS, you are well insured during pregnancy and also after the birth of your child.

Tamara Philipp

Peace of mind during pregnancy and the birth, thanks to the supplementary insurance for expectant parents.

ÖKK OPTION

Your future protection – guaranteed today

With ÖKK OPTION, you can reserve a particular insurance cover for a certain point in the future. 

Andrin Möhr

Decide today and benefit later: With the OPTION, you can still be flexible in future.

ÖKK TOURIST

Protection while on your travels

Anyone going on holiday or travelling does not want to think about accidents or illness or their possible consequences. If the worst does happen, ÖKK’s global travel insurance ensures that you are in good hands and that you don’t need to worry about the financial consequences.

Diego Crameri

If you need emergency medical treatment while abroad, travel insurance protects you from serious financial consequences. 

Our travel insurance policies
ÖKK TOURIST

You are insured for 17 or 40 days per year and pay a monthly premium.

ÖKK TOURIST SUBITO

You are immediately insured on a one-time basis for a certain number of days and pay the premium directly online.

ÖKK PROTECT

Health-legal protection

With ÖKK’s worldwide legal protection insurance, you are always well protected in the event of any disputes relating to health.

Friedrich Hodel

So that you are always protected: Thanks to our health-legal protection.

ÖKK RISK CAPITAL

Protection against consequences of accident and illness

Anyone becoming disabled as a result of an illness or accident often has to cope with the statutory minimum pension. Dying as a result of illness or accident can leave survivors in a predicament. ÖKK’s capital insurance policies offer the necessary financial protection in such situations.

Our capital insurance policies
ÖKK RISK CAPITAL ILLNESS

You receive financial support in the event of disability or death caused by an illness.

ÖKK RISK CAPITAL ACCIDENT

You receive financial support in the event of disability or death caused by an accident.

ÖKK COMPENSA

Protection against loss of income

In the event of unemployment, you benefit from a guaranteed income in the form of a daily allowance.

Rafael Frei

For when your employment situation takes a turn for the worse: Our loss of earnings insurance can help.